Property intelligence for commercial lending teams.
Verify collateral value, assess borrower portfolios, and monitor your loan book with property intelligence sourced from land registries across the US and Canada. Confirmed ownership transfers. Building permits. Plain-language research with cited answers.
Self-serve from day one · No procurement · Free to start
Used by real estate professionals at firms across Canada and the United States.
Underwriting should not mean ten logins and three days of research.
Commercial property data across the US and Canada is scattered across thousands of county, municipal, state, and provincial systems. Each jurisdiction runs its own registry with its own portal, its own data format, and its own access rules.
A single deal, half a day of registry queries.
Commercial property data across the US and Canada is scattered across thousands of county, municipal, state, and provincial systems. Each jurisdiction runs its own registry with its own portal, pricing, and access rules.
Confirmed records. One platform. No per-lookup fees.
Transaction records sourced directly from public registries. Borrower portfolio verification through AI Search. Building permit data for construction lending. Type a question in plain language. Get a sourced answer.
Property intelligence built for lending workflows.
Four signals built around the questions lending teams actually ask: what is the collateral worth, who is the borrower, what activity is around the asset.
Sales Comps
Confirmed ownership transfers pulled from public records. Pull verified comps for collateral valuation and market pricing evidence without logging into separate systems one at a time.
All 6 asset classes · Updated regularly
OwnersActive Buyers & Sellers
Verified commercial property owners who completed acquisitions or dispositions within a selected window. Build origination pipelines based on confirmed transaction activity, not cold lists.
Origination pipeline · Filterable
OwnersLong-Tenure Owners
Owners holding for 10+ consecutive years. Find refinancing opportunities where borrowers have accumulated equity and may be approaching maturity on existing debt.
Refi pipeline · 10+ year holds
PermitsBuilding & Demolition Permits
Permit data by market and quarter. Verify that a construction permit was issued before funding a draw. Assess property condition changes and development activity near collateral.
Draw verification · Quarterly
CatalogBrowse pre-built signal packages
Pre-built signal packages in the Intelligence Catalog, filterable by region, asset class, and time period. Self-serve from a free account.
Browse the catalog →
Ask any question about any commercial property.
AI Search is a natural language query engine built for commercial real estate research. Type a question in plain language. Get a researched answer that combines VIREC's internal database with live web intelligence. Search during a call and have the answer before you hang up.
Queries lending teams are running right now
Every answer cites its sources. Every data point traces back to a land registry record or a verified public source.
Built for every type of commercial lender.
Private capital, mortgage brokers, construction lenders, and bank teams.
Self-serve data for deal-by-deal calls.
Verify collateral value and borrower portfolios before every funding decision. Discover is free and Pro is $49 per seat per month (USD), built for lean teams making deal-by-deal calls without enterprise contracts. No minimum commitment. Cancel anytime.
Package deals with verified data.
Back every application with confirmed sale records and ownership verification. Stand out from brokers submitting deals without supporting data. Property data for commercial mortgage brokers →
Confirm permits before funding draws.
Track permit activity and ownership changes around funded projects. Monitor demolition and new construction signals near collateral. Updates by market and quarter.
Fill in cross-market gaps without a new contract.
Supplement internal data with cross-market coverage and plain-language research with cited answers. When a deal falls outside your primary market, VIREC fills the gap without a new vendor contract or IT integration.
From search to insight in 60 seconds.
No procurement. No demo. No sales call. Sign up and search.
01
Sign up free
No credit card. No sales call. No procurement process. You are searching in under a minute.
02
Search
Type your first question in AI Search or browse the Intelligence Catalog for pre-built signal packages by region, asset class, and time period.
03
Get answers
Get confirmed property data from public records across the US and Canada. Ownership transfers, building permits, borrower intelligence. Save what you need to My Data.
Questions Lenders Ask About VIREC
Straight answers. No fine print.
Confirmed ownership transfers from land registries across the US and Canada, building permits and demolition permits by market and quarter, and plain-language property research that combines VIREC's database with live web intelligence. The Intelligence Catalog carries pre-built signal packages filterable by region, asset class, and time period.
Yes. Type any address into AI Search and get ownership details, transaction history, and property information. You can also browse the Intelligence Catalog for ownership signals by region and asset class.
VIREC is built for self-serve, deal-by-deal decisions. Discover is free with no credit card: AI Search plus Property Explorer map search. Pro is $49 per seat per month (USD). No enterprise contract or procurement required.
VIREC covers commercial property data across the US and Canada, sourced from land registry records. Custom data sourcing is available for Enterprise clients with specific geographic needs.
AI Search at 1 record per query, Property Explorer map search at 5 records per query, saved properties and portfolios, and the public Intelligence Catalog, with no credit card. Upgrade to Pro ($49 per seat per month, USD) when you need daily volume and full record depth.
Start underwriting smarter today.
Free to start. No credit card. No demo call. No procurement process. Self-serve access to commercial property intelligence for your next lending decision.